7 Top Mistakes People Make When Shopping for a Mortgage
Filed under: News By Kate Ashford Buying a home is one of the biggest decisions you can make, and it’s likely the largest purchase you will ever make. So it’s no surprise that there are multiple ways...
View Article2 Steps That Can Transform Your Dream House Into A Reality!
If you’re currently renting a property or living with your parents then you should always have the goal of buying your own home in mind. While renting has its advantages and will keep you flexible, it...
View ArticleSix Tips for Purchasing a Home with Imperfect Credit
When looking to buy a home, a buyer should have good credit. With a solid rating, one can qualify for the best rates on their mortgage. Unfortunately, many potential home buyers have poor credit. With...
View ArticleHow to Handle a Frozen or Reduced Home Equity Line
As the economy struggles to rebuild itself, many homeowners in all regions of the U.S. are seeing their home equity lines of credit (HELOCs) frozen or reduced and wondering what they can do about it....
View ArticleQuestions to Ask When Buying a House
Americans continue to have home buying fever thanks to continued low mortgage interest rates. However, in order to help eager home buyers avoid costly surprises down the road, GoBankingRates has put...
View ArticleIt’s Still Possible to Qualify for a Mortgage Despite Bad Credit
By Scott Sheldon - Today, there is still a general consensus that to buy a home you need to have 20 percent down and a good-to-excellent credit history. The good news is you actually don’t need a large...
View Article5 Reasons Not to Rush Into Applying for a Mortgage
You’re doing everything right, paying your bills on time, earning a good living, and you’re applying for a mortgage — with second thoughts. Maybe you’re trying to buy a new home, and something’s just...
View ArticleSpotty Job History? Get a Mortgage With These Work-Arounds
It’s a well-known fact that lenders look at employment history when considering applicants for a mortgage. Two years’ history is the standard (though not absolute) metric that lenders typically...
View ArticleHow Netflix Account Can Help You Qualify for a Mortgage
By Chris Birk - Ideally, prospective homebuyers have a miles-long credit report that leaves little doubt about their ability and willingness to repay debt. That’s clearly not always the reality on the...
View ArticleGetting the Best Refinancing Deal Right Now
By Chris Birk - Timing the market and determining the best time to lock in your interest rate when refinancing your mortgage, well that’s a conundrum, isn’t it? As mortgage rates fluctuate just the way...
View ArticleYour Facebook Friends May Affect Your Credit Score
From FICO to Facebook, some lending institutions are turning to social media to assess your credit score. If you have a tough time accessing credit or don’t have a credit score, you should take into...
View ArticleBad Credit Isn’t Always the End of the Road
Getting a home loan even if you have perfect credit is more difficult than it has ever been. Yes, the housing market is improving but that doesn’t mean that the lenders are relaxing their credit...
View ArticleEngaged? Why It Can Be Smart to Buy a Home Before the Wedding
By Scott Sheldon They popped the question; you said “I do” and now you’re engaged. You’re now looking forward to getting married and settling down. However, when you say “I do,” you’re not just saying...
View Article3 Easy Ways to Save Money on Your Home Insurance
Worried about paying a lot for home insurance each month? Thankfully, there are several ways to reduce your premiums. You can save money on your home insurance by taking advantage of available...
View ArticleHome Equity Loans Making a Comeback
Home equity loans have reappeared as an option for many homeowners, giving remodeling projects a green light. Maybe you’re thinking about renovating the kitchen, adding on a bathroom, how about...
View ArticleTight Credit Sidelines More Homebuyers, Survey Says
By Diana Olick – Investors may be reaping the rewards of the housing recovery, but regular buyers, especially single and first-time buyers, are still on the outside looking in. Tight credit has kept...
View ArticleMortgage Lenders Reportedly Accepting Lower Down Payments
By Christine DiGangi The average down payment for 30-year fixed rate mortgages dropped to 15.73 percent of the home’s value in the third quarter this year, down 2.74 percent from the second quarter,...
View ArticleDon’t Let the Holidays Ruin Your Credit Score: 5 Tips for Success
The holidays are upon us, and they may affect your credit scores. One’s credit score could take a hit during the holidays in a number of ways. You may see a less than festive dip from overcharging and...
View ArticleAfter a Foreclosure: How to Own a Home Again
By AJ Smith – If your home was foreclosed upon during the recent housing crash, you might think there’s no chance for you to ever own a home again. But that couldn’t be further from the truth....
View Article5 Tips for Improving Financial Fitness in 2014
By Barbara Pronin – New Year’s resolutions are nothing new, and, according to the credit reporting firm Transunion, nearly 40 percent of Americans say they will make at least one big financial change...
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